It's banking made easy
NEW! My Way Spending Account

A Spending Account with No-Strings Attached

NEW! My Way Spending Account

A free account with no strings attached.  Introducing My Way, a spending account that comes with

  • The speed of eStatements
  • The convenience of a debit card
  • The security of ID Protect*
  • The flexibility of having your regular savings, credit card and/or line of credit as back up to pay for purchases
  • The Peace of Mind of CardNav

*$2 a month will be withdrawn from your MyWay account to pay for ID Protect. Member can opt out if they feel it is not of value to them.

Kasasa Cash Checking

What’s better than free checking? Kasasa Cash® is free checking that pays really high rates each month. Plus, there is no minimum balance to earn even our highest rate – that’s a 2.50%APY*.

And we will refund your ATM fees, nationwide*. So you can withdraw cash when you need it. No more searching for a “free” ATM, whether you’re in Michigan or on the road. Click Here to open a Kasasa Cash checking today!

Free Kasasa Cash Checking® includes:

  • 2.50% APY* on balances up to $10,000
  • 2.50% to 0.35% APY* on balances over $10,000 depending on balance in account*
  • 0.01% APY* even if qualifications aren’t met
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Can link a free Kasasa Saver® account for even more cash
  • No minimum balance to earn rewards
  • No monthly service fees
  • Free online banking & bill pay
  • Free e-statements
  • Free debit card
  • Unlimited check writing
  • $15 minimum deposit to open
  • Add a free Kasasa Saver savings account to earn high rates of return on the first $100,000
*APY=Annual Percentage Yield. APYs accurate as of 11/19/2013. Rates may change after account is opened. When monthly qualifications are met, you will receive 1% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $100,000 in Kasasa Saver receive an APY of 1.25%; and (2) balances over $100,000 in Kasasa Saver earn 0.15% dividends rate on the portion of the balance over $100,000, resulting in 1.25% – 0.70% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.01% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.
Kasasa Tunes Checking

Turn up your free checking account with FCU Kasasa Tunes – free checking that rewards you with cash to spend online! Just do simple things you pretty much do anyway (“qualifications”), like use your debit card rather than write a check. Then we will refund up to $10 iTunes®, Google Play, or Amazon® purchases each month – that’s a $10 minimum reward every month you qualify. Plus, we will refund your ATM fee, nationwide.* Click Here to open a Kasasa Tunes today!

Free Kasasa Tunes Checking® includes:

  • Earn $10 each month in iTunes®, Google Play, or Amazon® refunds*
  • Get an additional $20 towards iTunes, Amazon or Google Play at signup*
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • No monthly service fees
  • No minimum balance to earn rewards
  • Free online banking with bill pay
  • Free e-statements
  • Free MasterCard® debit card
  • Unlimited check writing
  • $15 minimum deposit to open
*The minimum to open an account is $15.00. You will be refunded up to $20.00 for iTunes®, Google Play and/or Amazon.com® purchases that post to and settle account during the first 45 days after you open the account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, if qualifications are met during previous monthly qualification cycle, you may earn up to $10.00 in refunds of iTunes and/or Amazon.com purchases. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.
Kasasa Cash-Back Checking

Want more than a receipt to show for your shopping? Free Kasasa Cash Back checking let’s you earn 2% cash back on up to $500 in everyday debit card purchases – no category restrictions, that’s up to $10 in cash back each month. So you can buy more of what you want, not just gas or groceries. We will even refund your ATM fees across the country when you would rather pay with cash. Plus, there’s no minimum balance to earn your rewards. Click Here to open a Kasasa Cash Back today!

Free Kasasa Cash-Back Checking® includes:

  • 2% cash back on debit card purchases*
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Can link to Kasasa Saver® for automatic savings
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking with bill pay
  • Free e-statements
  • Free debit card
  • Add a free Kasasa Saver savings account to earn high rates of return on your first $100,000 in the account
  • $15 minimum deposit to open
*APY=Annual Percentage Yield. APYs accurate as of 09/01/2018. Rates may change after account is opened. When monthly qualifications are met, you will receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $100,000 in Kasasa Saver receive an APY of 1.75%; and (2) balances over $100,000 in Kasasa Saver earn 0.25% dividends rate on the portion of the balance over $100,000, resulting in 1.75% – 0.95% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.01% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.
Safe & Easy Checking

Looking for a basic checking with no fees, no minimum balances, no rewards and no hoops? The Safe & Easy Checking is for you. All it requires is that you have your regular saving account open with its minimum balance. Comes with the ID Protect Coverage. Overdraft protection allowed through LOC and credit card.

Senior Checking

Members 60 and older can receive a free box of checks every time they redeem VIP points they have accumulated. When you celebrate your 60th birthday don’t forget to let us know at your next check order.

Healthy Savings Checking

Health Savings Checking
For Health Savings Rates

(must have high deductible insurance plan)

  • Pays Interest? – Yes
  • Minimum Balance? – Tiered interest Rates by Balance
  • Overdraft Protection? – No
  • Online Banking Access – Yes
  • Earn VIP Points? – Yes
Student Checking

Don’t yet have a checking, but think now might be the time? A checking account is a great way to get youth started on their own financial path. A checking with FCU coupled with our debit cards gives your budding financial guru the convenience of access to cash via ATM and the controlled purchasing power of a debit card. Also with our CardNav, members can control where,  for how much and through which merchants their debit card is authorized to work through.

Order Checks

To order checks, use button below.

E-Deposit

FCU offers a convenient way to deposit a check from wherever you are.
Click the button below to get started.

Share Kasasa Get Paid a $25 Amazon Gift Card. Click here for details.